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Panera, Starbucks, Chipotle to Use New Apple Pay

Panera, Starbucks, Chipotle to Use New Apple Pay

Fast casual restaurants are already jumping on the new IPhone 6’s Apple Pay virtual wallet feature

With so many virtual currency/wallet options out there, we wonder how long it will take for plastic and paper money to go extinct.

With the exciting announcement yesterday of Apple’s upcoming iPhone 6, iPhone 6 plus, and the Apple Watch, comes a new virtual wallet feature: Apple Pay, where you’ll be able to pay for your groceries, lunch, and more with just your (now slightly larger) iPhone. Already a bunch of partners have jumped on the Apple Pay bandwagon, including McDonald’s, Subway, OpenTable, and Whole Foods. Most notably, from the time the new phones are released later this month until the end of the year, more and more fast-casual restaurants will be partnering with Apple to accept the brand-new virtual currency, including Panera, Chipotle, and Starbucks.

“We're proud to be one of the first retailers to accept Apple Pay…. For us, it's a natural extension of Panera 2.0, which brings together digital ordering, multiple payment options and improved operational processes to deliver an enhanced guest experience,” said Blaine Hurst, Panera’s chief technology and transformation officer, in a statement. Panera will be using the payment option for mobile orders only.

So how does it work? Apple Pay will apparently be easier, faster, and safer than any of the other mobile payment options out there, and will use a one-time payment number, as well as a security code, a straightforward process that may render credit card numbers almost obsolete.

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Joanna Fantozzi is an Associate Editor with The Daily Meal. Follow her on [email protected]

Apple Pay Soon to be Available at a Ton More Restaurants

Get ready iPhone users. Pretty soon, you will be able to use Apply Pay for a whole new range of food and drink purchases. Apple recently announced that Square is building a new reader, specifically designed for Apple Pay. Due out in the fall of 2015, this new reader will dramatically expand where you can use your Apple Pay. Even smaller, local operations like coffee shops and farmers’ markets will be able to take advantage of the convenience of the Apple Pay reader.

Besides the new reader, Apple Pay will also begin supporting rewards cards for a number of brands. It’s already available for brands like Subway, McDonald’s, and Starbucks, with Coca-Cola, Dunkin’ Donuts, and Panera Bread to soon follow. And while making your big mac purchases even more convenient is great and all, the real advantage of the new Apple Pay will be how easy it is for any restaurant to participate –yes, even that tiny hole in the wall take-out place you love.

Lauren is a New York based actor/singer/writer. She is a graduate of the American Repertory Theater/Moscow Art Theater School Institute for Advanced Theater Training at Harvard University as well as the College of the Holy Cross. She’s a fan of beer, pasta, and academic establishments with unnecessarily long titles. Find her on stage, or online– she’s there often.

How Brick-and-Mortar Brands are Using the Apple Watch

The Apple Watch started to arrive at homes over the weekend for the few who managed to make the cut during pre-orders earlier this month. The new device — the first new Apple product since the iPad — has received mixed-to-positive reviews from experts. But, like the iPhone, many believe its portability and accessibility will make it materially important for local tech.

The watch, which does not have GPS, will rely heavily on the iPhone, but the device does offer bluetooth low energy and the iBeacon protocol, the two technologies that sparked the recent explosion in beacon-related applications. In an interview in March, Apple CEO Tim Cook offered an intriguing use case for the Apple Watch in the company’s own retail stores.

“The list that we’ve come up with is really long. But frankly speaking, as we open it up for developers, it’s going to get a lot longer,” Cook said in an interview with Bloomberg. “And of course, we have iBeacon over on the side that a lot of people have forgotten about — a very interesting technology that we’re using in our stores. And you can imagine a future connection there that is interesting.”

The Watch has been open to all developers for less than a month, and there are already over 3000 applications a few days after the first devices shipped. We took a look at a few of the best ways brick-and-mortar businesses are using the Apple Watch to open doors, deliver recipes and even order burritos.

The burrito giant made news earlier this month when it announced that it would partner with logistics startup Postmates for delivery in a handful of larger markets. It turns out that the delivery announcement was a necessary predecessor to another announcement later last week: an Apple Watch app.

The company has launched an app for the device that allows users to order food with a tap of a button. The only catch to the app, which also lets you track the status of the order, is that you need to have previously placed an order on its smartphone app or website and have kept credit card information on file.

Too busy to pull out a phone to pay for that iced coffee? You can pay with a flick of your wrist at select Starbucks locations. The coffee company has rolled out an app for the Apple Watch that uses Passbook to surface you’re Starbucks loyalty card on the watch.

Expect to see more payment applications for the Watch as companies begin to play around with the Apple Pay integrations into the watch. Apple seems to believe that Watch may add a new level convenience over the credit card to help push Apple Pay over the edge.

Starwood Hotels
Maybe the most convenient branded application launched so far, Starwood Hotels has solved one of the most vexing problems about the modern hotel stay: losing the room card. The company has extended functionality, released last November, that allows users to open their room doors via its smartphone app to its first Apple Watch application. During a pitch for the Apple Watch in March, Tim Cook told the audience that Apple Watch would open doors at “some of the best hotels in the world.”

Marsh Supermarkets
Marsh Supermarkets is working with Los Angeles-based startup InMarket to install a system in its stores that will use Bluetooth beacons to “wake up” applications on the Apple Watch and deliver relevant content to shoppers’ wrists. Shoppers with the Marsh app or one of twenty other applications participating in InMarkets network installed on their Apple Watch or smartphone can decide to receive push notifications upon entering the store.

Step 2: Double-Check for Supported Apps First

Now that you've installed the app, you must find unsupported physical or online cards or passes that you want to add to Apple Wallet. Before adding it, it's a good idea to check if the company's app supports Apple Wallet or not, because you may want to use that instead. Again, if that's the only reason you'd install the app, it might not be worth the hassle.

To check if your cards or passes are compatible, go to Wallet, scroll down, tap on "Edit Passes," hit "Find Apps for Wallet," and check if there is an app you can use to add your specific cards or passes to Wallet. Also, as mentioned before, you can search for the app in the App Store manually to see if "Wallet" is under the Supports section. However, it may not be supported the way you want.

While most stores with the universal contactless smart card reader sign will accept Apple Pay and other NFC-based payments, there are few stores that either haven't added support specifically for Apple Pay yet, have no intention of doing so, or haven't been confirmed to support Apple Pay yet (if you know, let us know in the comments!).

Some stores below had previously partnered with MCX (which was later purchased by Chase) and its now-defunct CurrentC project. Others have partnered with options such as PayPal, Chase Pay, and Buy It Mobility or have come up with their own contactless payment system.

Not all of these merchants below will refuse Apple Pay, but they have not officially accepted it as far as we can tell. Some stores, like CVS, have confirmed disabling NFC card readers to prevent Apple Pay use (though, some renegade stores will still accept it). Ones with asterisks (*) below may now accept Apple Pay but it has not been confirmed yet.

It's possible that all French fries, being a natural sidekick to burgers, are some of the most highly ordered items at any fast-food chain. That said, according to Business Insider, Burger King fries deserve their popularity based on merit.

After maintaining a fairly consistent menu for years, Shake Shack debuted the SmokeShack Burger in 2012 to customers' wild approval. This came as no surprise since it's essentially Shake Shack's already popular cheeseburger with bacon on top.

Apple Watch

The first big new product under Cook, Apple Watch is not really a watch, it’s “a compelling beginning [to] actually designing technology to be worn, to be truly personal,” designer Jony Ive said.

It’s also a comprehensive health and fitness device, it’s GPS-enabled and it hooks up with your iPhone – a dream for NSA agents and jealous-minded partners everywhere. And it’s expensive. The standard Apple Watch is made from polished stainless steel and comes in at $349. There will be a gold one too. Lux!

Analysts were into it. James McQuivey, vice-president at Forrester Research, wrote, “Apple’s Watch strategy, though not coming to a store near you soon, has firmly established the smartwatch as a new category. Would-be competitors may take solace in how many months they have before the watches go on sale, but they have a lot of work ahead of them if they want to compete with Apple on the more complete experience the Apple Watch offers. It’s not just a device it’s a lifestyle.”

So excited for the Apple Watch. For centuries, we’ve checked the time by looking at our phones. Having it on your wrist? Genius. #AppleLive

&mdash Ellen DeGeneres (@TheEllenShow) September 9, 2014

Here it is spinning, nicely.

It’s square – in all kinds of ways. And it’s big. Our resident gadget expert Samuel Gibbs was not impressed on first glance: “Apple’s highly anticipated smartwatch, the Apple Watch, seems uncharacteristically complicated from the company that prides itself on simplicity and ease of use. Compared to the current Android Wear smartwatches from Google, the Apple Watch seems cluttered with too many features packed onto a small screen. The design also looks bulky and the cost significantly more than others.”

You can read all about it here.

Chipotle delivery service doesn't come cheap

OMG! CMG [Chipotle Mexican Grill] now delivers right to your door and you can use your new Apple ( AAPL ) Watch to do it.

The Mexican fast-casual chain very popular with Millennials is offering delivery service in the 67 U.S. cities where Postmates [a San Francisco-based start-up company] operates. Chipotle made the announcement in its earnings call earlier this week.

Yahoo Finance Columnist Rick Newman says it’s a great idea but the rub is the price for delivery.

“If you can get free delivery of Chipotle It would be a no brainer, but $5 dollar and up based how far away from the outlet you are…this will test how much pricing power Chipotle really has,” according to Newman.

Meantime, Yahoo Finance Senior Columnist Michael Santoli thinks Chipotle definitely has a shot at making this work.

“They’ve basically carved out this premium spot in the fast-casual area. It will work in this limited way,” Santoli adds.

Chipotle is not alone. Starbucks (SBUX) is also teaming up with Postmates to provide an app-based delivery service in selected cities at the end of this year.

Taco Bell (YUM) is planning to test a home delivery service this year to meet the demands of millenials. And other chains, such as Burger King which is owned by Tim Hortons (THI.TO) and Panera (PNRA), are experimenting with delivery in select markets.

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Ark’s Cathie Wood Blames Crypto Crash on ‘ESG Movement’

“A lot of institutional buying went on pause” due to concerns about mining’s environmental impact, the influential fund manager said at Consensus 2021.

Crypto Slide, Gaming Slowdown Wipe Billions Off Tycoon’s Fortune

(Bloomberg) -- Kim Jung-ju, the billionaire behind Nexon Co., is having a turbulent month.Shares of the Tokyo-listed gaming company have plunged 21% since it forecast a decline in profit on May 12, suggesting its strong performance when the pandemic kept people indoors won’t be sustained as some countries reopen.That’s erased about $1.9 billion from the South Korean entrepreneur’s net worth, reducing his fortune to $8.1 billion, according to the Bloomberg Billionaires Index.On top of that, Kim’s diversification away from gaming into areas including cryptocurrency is facing obstacles. Bitcoin has dropped almost 38% since it rose to a record in April, a stark example of the swings in the prices of virtual coins that have left some mainstream investors skeptical.Kim, 53, has been an avid supporter of digital currencies, and has been acquiring cryptocurrency exchanges in recent years. Nexon also bought $100 million worth of Bitcoin last month.“It was bound to come down,” Matthew Kanterman, an analyst with Bloomberg Intelligence, said of Nexon’s earnings forecast. “Last year was a high base and they are not going to replicate that,” he said. On Bitcoin, “corporations don’t like buying stuff with too much volatility,” he said, suggesting Nexon is unlikely to add to its purchase for now.Crypto InvestmentsEven before Nexon bought Bitcoin, Kim’s holding company NXC Corp., which owns almost half of Nexon, snapped up 65% of Korbit Inc., a crypto exchange in South Korea, in 2017.The following year, NXC’s subsidiary in Europe acquired another cryptocurrency exchange: Luxembourg-based Bitstamp.Korbit’s book value plunged to about 3.1 billion won ($2.8 million) at the end of last year from about 96 billion won at the end of 2017, according to NXC’s financial statements for 2017 and 2020. A spokesman for NXC said there’s no plan to sell the exchanges that it bought.Kim was also keen to acquire Bithumb, one of South Korea’s largest virtual currency exchanges, according to local media reports earlier this year. The NXC spokesman declined to comment.Kim declined to be interviewed for this story. Owen Mahoney, Nexon’s chief executive officer, wasn’t available for comment.The company pointed to Mahoney’s Medium post in April on the Bitcoin purchase. Nexon sees Bitcoin as a form of cash that’s likely to retain its value, he said. The Bitcoin purchase represents less than 2% of the firm’s cash and equivalents.“The technology underlying BTC and other cryptocurrencies is beginning to creep into many areas of day-to-day use, such as payments, digital collectibles and other areas that are increasingly relevant for companies like ours,” Mahoney wrote.Embracing CryptoOther big names in the gaming industry have also embraced cryptocurrencies and related blockchain technologies.Kakao Games Corp., a subsidiary of South Korea’s most popular mobile-messenger operator Kakao Corp., added to its holdings in blockchain technology company Way2Bit Co. last year, becoming the largest shareholder. Mobile game publisher Gamevil Inc. invested last month in crypto exchange Coinone Inc.“As finance and payment systems are quite important in games, developers are thinking of ways to integrate blockchain technology to improve what they have now,” said Lee Seung-hoon, an analyst at IBK Securities Co. in Seoul. “Their investments are more like R&D efforts at this stage.”Square Enix Holdings Co., the Japanese publisher of popular role-playing games such as Dragon Quest and Final Fantasy, was among the investors that injected $2 million in cash and cryptocurrency into Ethereum-based game developer TSB Gaming Ltd. in 2019.‘Significant Presence’“Games using blockchain are no longer in their infancy and are gradually coming to represent a more significant presence,” Yosuke Matsuda, the Japanese firm’s president, said in a New Year’s letter last year.Kim founded Nexon in South Korea in 1994 after majoring in computer science and engineering at Seoul National University. In 2011, Nexon listed in Japan.Two years ago, he considered selling his stake in the company, held through NXC, triggering discussions with major players including Tencent Holdings Ltd. and Hillhouse Capital. He scrapped the plan when he couldn’t find a suitable buyer, according to local media reports.Nexon, famous for hit titles such as MapleStory and KartRider, posted net income attributable to its parent’s owners of 69.7 billion yen ($639 million) in the first six months of 2020 as lockdowns forced people to spend more time at home. For the same period this year, it forecast a range from 55 billion yen to 58.3 billion yen. The high end of the range would represent a 16% drop from last year.Kim said in a rare interview with South Korean newspaper Chosun Ilbo in 2012 that worrying about keeping up with new technological trends can even disrupt his sleep.“In order to survive, I have to accept new things,” Kim said.More stories like this are available on bloomberg.comSubscribe now to stay ahead with the most trusted business news source.©2021 Bloomberg L.P.

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Gold at BOE Commands High Premium, Signaling Central Bank Buying

(Bloomberg) -- Gold stored at the Bank of England has been selling for unusually high premiums recently, signaling that central banks may be back in the market buying.The gold in the Bank of England’s London reserves -- one of the largest stashes of bullion in the world --- is stored and sold on behalf of other central and commercial banks as opposed to being owned by the BOE itself. It usually trades within a few cents an ounce of gold held at other London vaults run by commercial banks such as JPMorgan Chase & Co.But in the past week, gold sold from the BOE has traded for as much as 50 cents above benchmark London prices, according to bullion traders. These premiums are at least in part being driven by buying from the Bank for International Settlements, which regularly trades gold on behalf of the world’s central banks, a person with direct knowledge said, asking not to be identified because the information isn’t public.The BIS bought as much as 1 million ounces of BOE metal from various commercial banks at a premium of 30 to 40 cents recently, one person said. The premium for gold at the BOE rose to as much as 50 cents an ounce late last week before tapering off to about 20 to 40 cents, according to bullion traders. That compares with a range of zero to 20 cents during normal circumstances, the traders said.The BIS didn’t immediately return an email and voicemail seeking comment.The buying may be a sign that one or several central banks are increasing their gold reserves, bullion traders said.Gold RallyCentral banks helped underpin gains in gold prices for most of the last decade, but flipped to net sellers in the third quarter of 2020 as some countries cashed in on surging prices. Renewed buying could help sustain a rally in gold, which on Tuesday recovered all its losses so far this year. The metal is on the way to its biggest monthly gain since July as investors fret about inflation and Federal Reserve officials signal steady monetary policy for now.Since prices dropped early this year, at least some central banks have returned as buyers. In the past, sovereign lenders have bought gold to diversify their portfolios away from the U.S. dollar to safeguard their finances amid concerns over the Fed’s ultra-loose monetary policy, massive U.S. government spending and inflationary pressures.Last month, the Bank of Thailand raised its gold holdings to 6.35 million ounces from 4.95 million ounces in March, according to data from the International Monetary Fund website. In March, Hungary tripled its gold reserves in one of the biggest purchases by a central bank in decades. Data from the World Gold Council showed global central banks were net buyers of gold in February, led by India, which bought 11.2 tons.More stories like this are available on bloomberg.comSubscribe now to stay ahead with the most trusted business news source.©2021 Bloomberg L.P.

Kevin Ulrich Scored a $2 Billion MGM Win. It Only Took a Decade

(Bloomberg) -- Hedge funds often measure their investments in minutes, not decades but for Anchorage Capital Group, its long-held stake in Metro-Goldwyn-Mayer Studios Inc. is proving that patience can also be profitable.The New York-based money manager stands to make roughly $2 billion on its investment in the film and TV producer, one that began almost 11 years ago with MGM in bankruptcy court. Inc. agreed to buy the company for $8.45 billion Wednesday, a price that includes just under $2 billion in debt.The deal is in many ways a vindication for Kevin Ulrich, the former Goldman Sachs Group Inc. trader who co-founded Anchorage in 2003 and was part of a group of distressed debt investors that took control of MGM as it went through the restructuring process. In recent years the stake looked to be an albatross for the fund, one that came with significant drama in its own right.Ulrich brought in and later fired a high-profile chief executive officer, resisted efforts by activist investor Carl Icahn to take control, and held out for a bigger payday after years of considering various exit strategies. By selling now, as demand for media content from entertainment and technology companies alike is booming, he’s proving his long-held faith in the investment was justified.“There was a lot of maneuvering, a lot of financial engineering,” said Steven Azarbad, chief investment officer at New York’s Maglan Capital, an MGM investor who sold his shares four years ago. “But they’ve done great.”A representative for Anchorage declined to comment.When Ulrich first invested in MGM, he was new to Hollywood. He helped pick Gary Barber, a South African-born producer of films such as “Ace Ventura: Pet Detective” as chief executive officer of the storied but debt-laden studio. Barber brought to the table a shrewd business sense, and connections into a world Ulrich long admired from afar.Barber shepherded MGM’s development of “The Hobbit” franchise, a co-production with Warner Bros., that became a global smash hit. He helmed the release of the James Bond film, “Skyfall,” which generated over $1 billion at the box office, and he revived the studio’s work in television. Barber also brokered a deal to bring on TV super producer Mark Burnett, which gave MGM access to reality show hits like “Survivor” and “The Apprentice,” but would ultimately become personally troublesome.In 2012 the company bought back Icahn’s stock for $590 million. It also filed paperwork for a possible public offering of shares, and considered other options, such as a sale.As Barber boosted MGM’s film and TV pipeline, Ulrich was increasingly entranced by the allure of Hollywood. He became a regular at movie premieres in Los Angeles and New York, and frequented industry parties in the Hamptons and elsewhere. He became active in creative decisions after becoming chair of MGM’s board -- somewhat unusual for a non-executive lacking Hollywood experience -- even getting involved with business granularities like casting.Growing RiftBut over the following years a rift began to open up between Barber and Ulrich. When it was time to renew Barber’s contract in 2017, Ulrich conducted an extensive search for a new CEO. When it ended, he ultimately chose to sign Barber to a new five-year deal. Yet around the same time, the pair split on whether to sell the company, with Ulrich wanting to hang on to the studio and Barber saying it was time to find a buyer.The company would hold buyout talks with Apple Inc. as well as Chinese investors that would ultimately prove fruitless.Only months after renewing Barber’s deal, Ulrich fired him. The shock departure meant the company had to pay Barber for five years of salary and buy out his equity, a package totaling $260 million. In the three years since Barber left, Ulrich hasn’t replaced him, instead operating an “office of the chief executive officer,” comprised of various people that each have their personal vision for MGM.Barber declined to comment via his spokesperson.Bounce BackAfter the initial period of success following the restructuring, the gains became harder to come by, as they did in Anchorage’s overall credit-focused business. Two senior managers left the firm in January 2020, and another in November. Anchorage’s flagship strategy, with about $8.5 billion under management, returned just 0.6% in 2018, 1.5% in 2019 and 4.4% in 2020, according to people familiar with the matter.In December, MGM hired investment bankers for a potential sale.MGM only released one film in theaters in 2020. Its biggest potential hit, the latest Bond film, “No Time to Die,” was pushed from last year to this October as a result of the pandemic.Yet the value of MGM’s library rose as everyone from media companies to technology giants have sought to build video streaming platforms that can compete with industry leader Netflix Inc. Earnings jumped 48% last year, to about $307 million, even as sales declined.Anchorage holds a roughly 30% stake in MGM, worth about $2.5 billion in the sale, said people with knowledge of the matter. Anchorage invested around $500 million in the company more than a decade ago. Including the MGM stake, Anchorage’s flagship fund is up 18% this year, the people added. The fund has gained about 8% in 2021 not counting the studio.More stories like this are available on bloomberg.comSubscribe now to stay ahead with the most trusted business news source.©2021 Bloomberg L.P.

Deutsche Bank overhaul ahead of plan, CEO tells investors

Deutsche Bank's multi-year overhaul is ahead of plan and remains its primary focus, Chief Executive Christian Sewing told shareholders on Thursday, promising an era of more sustainable profit. The bank's annual shareholder meeting, held online due to the coronavirus pandemic, took place in a more relaxed atmosphere than in recent years, a reflection of the lender's return to profit and rising share price. Three years into its restructuring, Sewing said Germany's largest bank wasn't over the finish line.

China’s Import Scrutiny Spurs U.S. Corn Cancellations

(Bloomberg) -- China is clamping down on some corn imports amid concern that overseas purchases have spiraled out of control, prompting several feed mills to cancel their U.S. cargoes.Chinese customs authorities are restricting imports into free trade zones, which aren’t counted toward an official annual purchase quota, according to people with knowledge of the matter. Total U.S. corn cancellations are estimated to be less than 1 million tons, said two of the people, who asked not to be identified as the matter is private.The increased scrutiny by Beijing over its corn imports comes as the broader market focuses on whether the country will continue its heightened purchases of raw materials from grains to metals to fossil fuels. Prices across a variety of products have soared this year partly because of Chinese demand, raising import costs and sparking fears over inflation in the Asian nation.Corn futures in Chicago fell as much as 2% before erasing losses as traders determined the scrapped purchases aren’t big enough to alter an already tight supply situation. Some market watchers claim China, which is forecast to import a record amount of corn this year, is trying to get a better deal after prices recently surged above $7 a bushel for the first time since 2013.“China is playing a negotiating game,” said David Martin, founder of Martin Fund Management in New York.China’s crackdown on corn purchases is targeted at businesses that have set up blending facilities in the free trade zones, according to the people familiar with the matter. These facilities allow firms to mix the imported corn with other raw materials to produce livestock feed that enable them to profit from zero-tariff imports, the people said.Calls to Chinese customs outside business hours went unanswered.Illinois corn farmer Matt Bennett, a co-founder of commodities brokerage and consulting firm, noted that China has a pattern of crop-import cancellations only to start “buying the daylights out of stuff.”The canceled shipments are a small amount compared to more than 20 million tons of American corn that China has purchased this season. The Asian nation has been a key source of demand for the grain to feed its recovering hog herd, helping to push prices to multiyear highs. Imports from the U.S. have soared as Beijing also seeks to fulfill its commitments for the “phase one” trade deal signed with the U.S. in January 2020.The latest move by China “is likely to have only a very small impact on China’s compliance with the overall purchase commitments on the phase one agreement,” said Chad Bown, an expert at the pro-trade Peterson Institute for International Economics in Washington. “Corn is just too small a portion of the overall deal.”Corn QuotasChina allocates annual corn import quotas to state and private firms. State-owned Cofco Corp. may at times receive an allowance to buy an additional amount that it resells domestically to private mills or to replenish state reserves.The quotas for 2021 are set at 7.2 million tons. Imports outside the quota are possible, but may incur tariffs of up to 65% of the purchase price. Shipments into bonded zones are exempt from duties.The proliferation of businesses that are shipping corn into bonded zones and blending them for animal feed has alarmed authorities, who are seeking to control imports and maintain the quality of feed products.Last month, Shandong province shut down a feed producer located at a local bonded zone after its product was found to have fallen short of protein requirements. The plant mainly blended corn with a low amount of distillers dried grains, or DDGS, said one of the people.All the cancellations will be of old U.S. corn crop from the 2020-21 marketing year, the people said. More than 15 million tons of American corn have been purchased for state stockpiles from old and new crops, two of the people said.(Corrects spelling of Bown’s name in 10th paragraph in story published May 26.)More stories like this are available on bloomberg.comSubscribe now to stay ahead with the most trusted business news source.©2021 Bloomberg L.P.

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Fast Food Spots That Have Made Their Menus Healthier

With the demand for healthier fare, fast-food chains have been modifying — and in some cases totally revamping — their menus. Consumers want not only lower-calorie foods, but cleaner foods without artificial ingredients. According to Technomic’s 2014 The Healthy Eating Consumer Trend Report, 58 percent of consumers agree that it’s important to eat healthy and pay attention to nutrition. Forty percent of consumers were more concerned about food additives last year than two years ago, and more than half of the folks surveyed said they wanted restaurants to be more transparent about menu ingredients. Here’s a look at some of the changes you will be seeing at your favorite joints.

Panera publicly committed to remove all artificial colors, flavors, preservatives and sweeteners from its menu by the end of 2016. As of this fall, 90 percent of Panera’s ingredients met this commitment, and all of the others are in the test phase. Two of the newest ingredient reformulations are the ham and salad dressings. Instead of using traditional deli ham with about five curing agents, preservatives and binders, Panera now uses clean smoked ham, which contains cherry powder, celery powder and vinegar. And Panera has replaced traditional emulsifiers and artificial flavors in salad dressings with common emulsifiers, herbs, and spices including garlic, black pepper, parsley, rosemary or bay leaves.

This coffee joint started with all types of pastries, then began offering sandwiches, and now you can find a whole collection of healthy snacks and light meals in its Bistro Boxes. Selections include Cheese and Fruit, Edamame Hummus Wrap, PB&J on Wheat and Thai-Style Peanut Chicken Wrap.

Chipotle recently decided that genetically modified organisms don’t align with the restaurant’s vision of providing the highest-quality ingredients and set a goal to eliminate GMO-containing foods from its menu. For example, Chipotle recently switched its fryer oils from soybean to sunflower oil. But there are some challenges to removing GMOs altogether, especially in the form of corn or soy. Additionally, most of the grain used as animal feed is genetically modified, including most of the grain used to feed the animals that supply Chipotle with its meat and dairy. This, of course, was before the recent E. Coli and norovirus outbreaks.

Subway has provided customers with low-calorie options for many years with its 6-inch sandwiches that contain fewer than 6 grams of fat. But consumers are demanding more than just lower-calorie foods. With recent media attention given to the “yoga mat” ingredient added to its bread, Subway pledged to remove many artificial ingredients from its menu in the next year.

More from Food Network:

Toby Amidor, MS, RD, CDN, is a registered dietitian and consultant who specializes in food safety and culinary nutrition. She is the author of The Greek Yogurt Kitchen: More Than 130 Delicious, Healthy Recipes for Every Meal of the Day

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The first Panera Bread store opened in 1980 in Boston. Since then it has grown into a national U.S. brand with restaurants across the country. While the company was originally a bakery, they now specialize in healthy comfort food like sandwiches and soups.

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Check out Panera Bread deals to find plenty of ways to save on your meal. Whether you're shopping for a snack or a Panera Bread breakfast, you'll find plenty of ways to save with these tips.

Join the My Panera Rewards Club

Get points and exclusive rewards for all the food you eat at Panera Bread with their My Panera program. Sign up for free and score access to exclusive Panera Bread coupons. You'll also get sneak peeks at new menu items, updates on menu changes and future sales. In addition, you can order online and save your favorite items to make ordering even faster.

Download the Free App

Partner your rewards club membership with the free app to access special features. Order your meal via the app and it remembers what you purchase so you can quickly reorder past orders again. Earn points on all your favorite meal items with this app and sync your My Panera Rewards membership to access benefits and your profile. The full menu is available from the app including all Panera Bread salads. The app even lets you customize your order ahead of the in-store rush.

Enjoy Menu Deals

Check the menu for unique Panera Bread offers on specific food items. Often, you will find a Panera Bread promo on new menu items and combos that help you get more food for less.

Call Customer Service

This company's customer service number is 1-855-372-6372. They are available from 5:00 AM to 10:00 PM, CDT. Check the Customer Care page for info on how to change or cancel a mobile order.

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code works on breakfast item, got a hot tea and a bacon egg brioche for$2.08

2 items · $2.08 · Curbside
Hot Tea$2.49
Special Instructions: 2 TeaBag in small cup,DON'T add waterGinger Peach Qty: 1$2.49

A few tips for designers

  1. When you’re designing for Apple Watch, make sure you understand the context for your use case — not just how people will interact with the app itself, but what they’re doing “in real life” around those moments, and when you should intervene. If you can describe the features you’re designing but not the moments you’re designing for, you have more work to do.
  2. Think augmented reality, not alternate reality. The goal isn’t to get people to spend more time looking at their screen — it’s to free people from looking at their screens so they can engage in their surroundings more attentively and intelligently.
  3. Don’t try to make mini iPhone apps. There are a few things Apple Watch can do well, and lots of things it can’t. Play to its strengths and have a highly focused vision for why your app needs to exist in addition to an iPhone or iPad app.

Properly positioned, Apple Watch isn’t about moving your notifications a foot or two to the left. Apple Watch is about evolving the role of mobile devices, moving them out of the way of human interactions and into a truly supportive background role. Rather than creating a competing world to live in, it’s about helping you live better and more attentively in the one you already have.

That vision — at least in its mature form — is something I can get behind.

Watch the video: How To Add Starbucks Gift Card To Apple Wallet (December 2021).